Don't wait till graduation to start dealing with college debt. Rates go up July 1, and for the first time undergrads will be able to consolidate their loans and grab current rates, thanks to a new ruling by the Department of Education. That's a big deal, because rates right now are at a bargain 2.77 percent but will go up to 4.7 percent next week. (The 2.77 percent rate ... // 50% Remaining
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